When life throws you challenges and you can't work, disability insurance provides peace of mind by ensuring you still have financial support.
Good to Know
Lithia & Driveway’s disability benefits—including Company-paid short-term disability (STD), employee-paid supplemental STD, and long-term disability (LTD)—provide income replacement when you need to be away from work for an extended period due to an illness or injury. Guardian administers the disability plans.
Eligibility
Full-time team members are eligible for Company-paid STD and may enroll in supplemental STD and LTD.
Short-Term Disability
STD replaces income if you’re unable to work due to pregnancy or a covered, non-work related illness or injury for up to 90 days. Full-time team members automatically get some STD coverage from Lithia & Driveway at no cost, and can enroll in supplemental STD.
Here's a quick look at the STD plans. For supplemental STD monthly premiums, go to My Lithia Benefits.
- Buy-up option 1: 60% of average weekly wages; up to $1,000 per week
- Buy-up option 2: 60% of average weekly wages; up to $1,500* per week
Buy-up options include Company-paid benefit of$750 per week
If you work in CA, CO, CT, DC, HI, MA, NJ, NY, OR, RI, or WA, you might be eligible for state-paid disability and/or paid family leave
Long-Term Disability
Full-time team members can enroll in Long-Term Disability (LTD) coverage. This benefit replaces a portion of your income if you're unable to work due to an illness or injury that lasts 91 days or longer. Heads up: The duration of benefits is reduced if you become disabled at age 60 or older.
Here's a quick overview of LTD coverage. For LTD monthly premiums, go to My Lithia Benefits.
60% of your pre-disability income, up to $10,000 per month.
Note: Pre-disability earnings are averaged over a 12-month period.
If you work in CA, CO, CT, DC, HI, MA, NJ, NY, OR, RI, or WA, you might be eligible for state-paid disability and/or paid family leave
