Benefits
Dental
We’ve got your smile covered with great dental plans to keep you grinning and feeling your best!
Good to Know
The dental options available to you are based on where you work. Depending on your location, you may have one or two dental options to choose from, including:
- Guardian Dental PPO and Hawaii Dental Services: Both options cover care from any provider you choose, but you’ll pay less when you go to in-network providers
- Willamette Dental Plan: Covers care at a Willamette Dental office only
Eligibility
The dental plan is available to all full-time team members and their eligible dependents.
Pick a Dentist
Sticking to in-network providers is a good idea to avoid surprise bills. Trust us, doing your homework now will save you from headaches later!
Plan Features
Here’s a quick overview of how the Lithia & Driveway dental options pay for in-network care.
Covered Services
You Pay (After the Deductible, Except as Noted)
Guardian Dental PPO
Available in all states except HI
Willamette Dental
Available in OR, ID, and WA only
Hawaii Dental Service (HDS)
Available in HI only
Annual Deductible
$50 per person
$150 per family
$150 per family
None
$30 per person
Annual Maximum Benefit
Non-orthodontia
$2,500 per person
$1,500 for implants, no max for other services
$1,200 per person
Preventive Care
Cleanings every six months, exams, X‑rays
$0, no deductible
$20, co-pay/$30 specialist co-pay
$0, no deductible
Basic Services
Fillings, lab tests, surgical periodontal services, simple oral surgery
20% UCR, *no deductible. Children 12 and under are covered 100%
See schedule
30% UCR, after deductible
Major Services
Root canals, complex oral surgery, gold and porcelain fillings, crowns, bridgework
50% UCR *
Children 12 and under are covered 100%
Children 12 and under are covered 100%
See schedule
50% UCR for prosthodontics and crowns
Orthodontia
Adults and dependent children
50%
See schedule
Not covered
Lifetime Orthodontia Plan Maximum
Not included in the Annual Benefit Maximum
$1,500 per person
See schedule
Not covered
Plan Rates
The following are 2025 monthly dental rates that are deducted on a pre-tax basis from your pay.
Monthly Rates
Guardian Dental PPO
Available in all states except HI
Willamette Dental
Available in OR, ID, and WA only
Hawaii Dental Service (HDS)
Available in HI only
Employee Only
$35.27
$39.60
$34.08
Employee + Spouse/Domestic Partner
$73.79
$82.75
$68.15
(EE+1)
(EE+1)
Employee + Child(ren)
$73.93
$82.90
$68.15
(EE+1)
(EE+1)
Family
$112.48
$126.20
$109.04
Don’t See Your Dentist?
If your favorite dentist is not part of the Guardian Dental PPO network, you can nominate them to be part of the plan.
Guardian Dental Discounts
Members have access to exclusive discounts through Smile Brilliant in the Guardian mobile app and Guardian Anytime.
Learn More
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wherever, whenever, and however
consumers desire.
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